Karmod

low cost housing india

low cost housing india

Low cost housing India

Affordable housing

Four billion people around the world do not have access to decent housing, including 150 million in developed countries, and over 800 million live in slums. To address this need, Karmod Prefab Homes is focusing on innovation to offer a range of affordable housing solutions to populations and governments, including microfinance, earth-cement building solutions, slum renovation and collective social housing.

For Karmod Prefab Homes, affordable housing means helping populations with low revenue access housing at the most affordable cost. Affordable housing is a business activity with a high social impact. We offer a wide range of innovative solutions for the construction, renovation and extension of affordable houses, tailored to the local challenges and needs of individuals, NGOs, and public organizations responsible for housing. They cover four types of offers that are implemented in 130 countries worldwide to facilitate access to decent housing.

Microfinance and construction technical assistance for self-builders
To support individuals with low revenue to finance the construction, renovation, and extension of their homes, we offer microfinance programs for affordable housing:

Access to microcredits via partnerships with institutions such as the Turkey Development Agency or International Finance Corporation (part of the World Bank)
Technical assistance of Karmod Prefabricated houses advisors, with worksite visits, plans, budgets, catalogs, free training and mobile apps
Access to our network of partner retailers, through which customers have access to high quality materials and innovative building solutions
Construction solutions including modular housing templates, concrete blocks and roofing solutions
This solution is available in India, Nigeria, Kenya, Zambia, South Africa, Kenya, Ecuador, Brazil and Serbia.

fiber-cement building solutions
We offer a sustainable alternative to burnt clay bricks: Prefabricated houses, a cement binder mixed with earth that makes clay bricks more weather-resistant than traditional ones. It is environmentally friendly because it does not require firing, which is the source of significant deforestation in many developing countries. Prefabricated houses also contributes to insulation by preserving thermal inertia. This solution is available in Malawi and Ivory Coast.

Distribution solutions for rural areas
In rural and semi-rural areas of India, we have set up “Green Building Centers” through partner entrepreneurs who produce and sell a complete building solution that includes low-carbon fly ash bricks and other cement-based materials. Karmod Prefabricated Houses supplies retarded concrete and mortar in bags and small packages that can be transported by rickshaws.

Solutions for collective social affordable housing
Governments and developers are looking for new solutions to build large collective housing schemes faster and improve their quality, attractiveness, and sustainability. We offer NGOs and governments a wide range of services, starting with preliminary studies with designers and decision-makers to identify and test optimized construction systems in collaboration with our Research Center. We also offer ready-mix concrete solutions, including the on-site delivery of innovative concrete walls. This solution is primarily available in Nigeria.

 

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